Broad, Flexible Coverage

Specialized Farm Coverages Offered*:

  • MultiGuard Farm Package – Property and Liability for Personal and Farm Exposures
  • Automobile – Standard Commercial Auto with Farm Specific Class Codes, including personal auto on family operations
  • Inland Marine
    • Blanket Farm Personal Property (includes cotton pickers, combines, irrigation equipment)
    • Stack Limits for Scheduled Hay, Straw and Fodder - $50,000 (may be increased)
    • Borrowed Farm Equipment - $50,000 for 60 days – primary coverage, includes leased or rented
    • Foreign objects coverage provided, if written for Special Cause of Loss
  • Boiler & Machinery – available on an account by account basis
  • Excess/Umbrella

Farm Liability Coverages*:

  • Custom Farming Receipts – no charge until receipts exceed $15,000
  • Chemical Drift PD -- $100,000 (higher limits available)
  • Optional Chemical Drift (BI and PD Physical Injury)
  • Aggregate limits per location with Agricover for Liability

Specialized Industry Coverage Endorsements*:

  • Orchard & Vineyard
  • Dairy Operations
  • Dairy Equipment Breakdown
  • Environmental

*Additional coverage enhancements are available which are designed to specifically meet the unique needs of the agriculture industry.

This page is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage